File For Straight Bankruptcy

Bankruptcy laws are certainly complex and confusing. Navigating your way through all of the legal jargon can be difficult to do on your own. Let Rod Willcox and his staff help you file for Chapter 7 bankruptcy. Willcox Law Firm, PLLC, has over 25 years of experience in helping people in a tough situation just like you.

Clients who are typically eligible for Chapter 7 will have their unsecured debts such as credit cards, medical bills, personal loans, etc., eliminated (discharged). You are allowed to keep certain assets such as your house, vehicle, household goods, and other personal property based on the equity in these items. Chapter 7 debtors are required to continue paying most taxes, child support, and alimony; additionally, debtors keeping homes and cars will be required to keep making those payments.

Because there is generally little to no nonexempt property in most Chapter 7 cases, there may not even be an actual “liquidation” of the debtor’s assets. These cases are deemed “no asset” cases.

Debtors normally receive their discharge within a few months of the filing of the petition and their case is closed.


What Is Chapter 7 Bankruptcy?

Willcox Law Firm, PLLC, gives you the personal attention you deserve. Our entire staff is ready to help you take back control of your finances and life. Get protection and support from North Carolina’s bankruptcy law experts.